Interest rates expected to plateau soon
A switch has been flipped for mortgage borrowers with the two-year 4.99% interest rate the main banks are now offering. 
© 2025 Good Returns 1:55pm Alarming acceptance of liar loans
More than half of Kiwis under 25 think it is acceptable to inflate their income on mortgage and consumer credit loan applications.
© 2025 Good Returns Wed, 19 Mar 4:05pm Advisers told not to overpromise
A mortgage adviser has reimbursed $5,556 in marketing and legal costs to a couple who complained to Financial Services Complaints Ltd (FSCL) that it took three months to find out they couldn’t get finance to buy a motel after they sold their house.
© 2025 Good Returns Mon, 10 Mar 11:35am  Short-term mortgage rates now a waste of time
There is no great benefit in sticking to floating, six- or 12-month rates for mortgage holders anymore.
© 2025 Good Returns Thu, 27 Feb 2:15pm Next big issue for mortgage advisers
The question hovering on mortgage advisers’ lips is when they should start pointing clients to longer fixed interest terms on their mortgages.
© 2025 Good Returns Fri, 7 Feb 11:45am Wave of mortgage inquiry for advisers
A surge in business for mortgage advisers in the first month of this year has come off the back of nearly 9,000 new property listings, the highest since January 2015.
© 2025 Good Returns Tue, 4 Feb 10:15am Putting billions back in mortgage borrowers pockets
Over the past three years higher interest rates have translated in dollar terms to a $10 billion increase in mortgage borrowing costs.
© 2025 Good Returns Tue, 28 Jan 3:05pm Jumping off the short-term interest rate bandwagon
While borrowers have flocked to floating to one year fixed term home loan rates over the past year in anticipation of interest rate cuts one mortgage broker urges his clients to think about the ramifications carefully.
© 2025 Good Returns Tue, 21 Jan 11:35am Lower mortgage rates not a one way street
ASB has warned mortgage borrowers, interest rate markets are volatile and can change quickly and being aware of the risks is an important part of choosing a mortgage strategy.
© 2025 Good Returns Tue, 17 Dec 10:25am |
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Aggregators should be pushing back on banks
Mortgage advisers have a lot more power than they realise when it comes to banks pushing out mortgage application times.
© 2025 Good Returns Tue 10:55am Kiwibank says cost of adviser business is marginal
The cost to a bank of using mortgage advisers to originate mortgages is marginal compared to the cost of running its own proprietary origination operation, according to Kiwibank chief executive Steve Jurkovich.
© 2025 Good Returns Fri, 14 Mar 1:35pm Longer-term mortgage rates near cycle lows
For longer-term interest rates to fall the OCR would need to dip below 3%, ANZ says in its latest Property Focus report.
© 2025 Good Returns Thu, 6 Mar 9:35am Distressed home loans reach record highs
The latest figures from Centrix and the RBNZ show the drop in interest rates is not yet helping the surge in mortgage arrears and non-performing loans.
© 2025 Good Returns Tue, 4 Mar 4:45pm How banks make super profits off savings accounts
As potential new homeowners struggle with saving a decent deposit a mortgage adviser can put before a bank in a loan application, Squirrel Mortgages has taken a swipe at how much profit banks are making from savings accounts.
© 2025 Good Returns Thu, 13 Feb 6:35am  The squeeze is set to ease
Borrowers will save on average between $300 and $460 a month on their mortgage repayments when the OCR drops to 3.25% by the middle of the year.
© 2025 Good Returns Wed, 29 Jan 3:35pm Warning about fixing short term from top economist
The country’s outstanding mortgage book is the shortest it has been in 13 years.
© 2025 Good Returns Thu, 23 Jan 12:35am  Bluestone’s mortgage book sold
Australian listed Challenger has bought non-bank lender Bluestone Home Loans New Zealand mortgage book for $597 million.
© 2025 Good Returns Tue, 7 Jan 12:45am
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