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22 Nov 2024

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Infratil Considers Infrastructure Bond Offer
Infratil Limited (Infratil) is considering making an offer of 6 year unsecured, unsubordinated, fixed rate infrastructure bonds maturing on 13 December 2030 (New Bonds) to New Zealand investors

How Rosetta Stone is making language lessons fun and stress free
TL;DR: Study 25 languages at your own pace with a lifetime subscription to Rosetta Stone, on sale for $148.97 (reg. $399) until December 8 at 11:59 p.m. PT. Want to learn French? How about Spanish? Or maybe a bit of Japanese? You don’t need to grind your way through boring memorization exercises or try to fit language classes in your schedule. Instead, see if Rosetta Stone might be a better fit for your language goals. With beginner and advanced lessons in 25 languages, Rosetta Stone gives you the chance to learn a language the fun way, and a lifetime subscription is on sale for $148.97 (reg. $399) for a limited time. How to learn a new language With Rosetta Stone, you learn by doing. You can practice pronunciation with speech recognition technology, study practical vocabulary, and so much more. You even get instant feedback from the app without needing to find a tutor. Whether you’re working toward fluency or just want to know a few key phrases before your next trip, Rosetta Stone can help you along the way. Plus, lifetime access means you aren’t wasting money if you skip your lessons for a few days. Take your time and learn as many languages as you want when you get a lifetime subscription to Rosetta Stone for $148.97. The only rush is to take advantage of this sale, which ends on December 8 at 11:59 p.m. PT. Rosetta Stone: Lifetime Subscription (All Languages) – $148.97 See Deal StackSocial prices subject to change.

Argosy FY25 Interim Result
Argosy Property Limited (‘Argosy’ or the ‘Company’) has reported its results for the 6 months to 30 September 2024

Windows and Office get smart: An overview of Microsoft’s AI services
In the last two years, Microsoft has invested a lot of money in the ChatGPT inventor Open AI and in its own AI developments. Since then, Microsoft has been equipping more and more programs with artificial intelligence, above all the Edge browser and Office programs. But AI is also finding its way into Windows. In this article, we present the new AI functions in Windows, the Windows apps, and Microsoft 365. Windows 11 Pro Artificial intelligence: Copilot Microsoft’s AI engine Copilot has been part of the operating system since Windows 11 23H2 for U.S. users, and is available via the Copilot app in the Microsoft Store for others. It can be integrated into the taskbar or simply accessed via the Start menu. The trick: The app simply links to Copilot in Edge, where the AI then runs as an independent program in its own window with a slightly different interface. However, Edge must be installed; the app will not work without the browser. You can chat with Windows Copilot and ask questions, which the AI assistant answers with the help of Bing. It displays the sources it has used. You can choose between “Creative,” “Balanced,” and “Accurate” conversation styles. However, the differences are hardly noticeable. The AI can also write letters, articles, and poems. With the help of Microsoft Designer and the support of the open AI tool Dall-e 3, Copilot can also generate images based on descriptions. Copilot is directly integrated into Microsoft’s Edge browser. You can ask the AI questions or have it summarize the currently open website.Mark Hachman / IDG The Edge browser has been equipped with Copilot since 2023. You can open the AI function via the icon in the top right-hand corner. Compared to the app, this has two advantages: Firstly, it allows you to ask questions directly about the website currently being accessed in the browser or request a summary of an online article. In the app, you can simply formulate a command such as “Summarize this article” and then add a link to the desired website. You can also activate Copilot plugins in Edge, such as Kayak for searching for flights, accommodations, and car rental, or Opentable for searching for restaurants. This is not possible in the Windows app. Further reading: The AI PC revolution: 18 essential terms you need to know Cocreator & Imager Creator: Create images in Paint The Windows drawing program Paint gets new features from time to time, most recently working on multiple layers and the AI function Image Creator were added — previously called Cocreator. Following this renaming to Image Creator, Cocreator is now available again in parallel, albeit with more advanced functions. However, most Windows users will not be able to use the new Cocreator, as it only runs on Copilot Plus notebooks (see box “AI processors in Copilot PCs”). The new Cocreator can now be found in the Paint toolbar alongside the Image Creator. The Image Creator is a slimmed-down version of the Bing Image Creator available online and Microsoft Designer. All three tools are based on Dall-e from Open AI and create images using descriptive text. You simply type in what you want to see and Image Creator creates a corresponding image. The Cocreator also works in the same way. However, while the Image Creator accesses Microsoft’s server resources on the internet, the Cocreator works locally on the computer and uses the NPU or the AI processor of the Copilot Plus notebooks. Local processing ensures better data protection, but Cocreator still requires an internet connection. Describe what you want Image Creator to create and select the desired style.Mark Hachman / IDG The Image Creator in Paint accepts your descriptions and generates images from them. You can choose between photos and different painting styles. Retouch photos with the Windows photo viewer The Windows Photo Viewer, simply called “Photos” in earlier versions, has had a generative erase function for a few months now. This allows you to selectively remove individual objects from a photo. The software fills the empty space amazingly well in the style of the image environment, the editing is often not recognizable. To do this, open the photo display by entering photos in the search field in the taskbar. In the program, click on the “All photos” icon on the left or on “Folder;” here you can add a picture directory to the program via “Add folder.” To open, double-click on an image in the preview and then click on the “Edit” button at the top left. Now select the “Delete” command and set the brush size on the right-hand side. The smaller the object to be deleted, the smaller the brush should be. Use the mouse to select the object to be deleted or the distracting area. As soon as you release the mouse button, the software starts working and retouches the photo. You can use the delete function in the Windows photo display to mark distracting objects. The software removes them and fills the space intelligently.Microsoft AI processors in Copilot Plus PCs The use of AI functions is very computationally intensive. For this reason, AI operations are currently mostly outsourced to the cloud, i.e. to the global data centers of Amazon, Google, Microsoft, and others. This causes potential problems with data protection, as the prompts, i.e. your queries, also end up with the IT companies and can therefore be assigned to you. At the same time, the AI operations in the data centers consume a lot of money and energy. The Samsung Galaxy Book4 Edge notebook is equipped with the Qualcomm Snapdragon X Elite processor and thus belongs to the new class of Copilot Plus devices. Samsung This is why PCs have been developed that can also perform AI tasks locally. Microsoft certifies correspondingly powerful Windows computers with the “Copilot” logo. These new notebooks have been available since the summer, initially all models with a Snapdragon X processor from Qualcomm and Arm architecture. AMD now also offers a CPU for Copilot Plus, Intel follows with its Core Ultra 200V mobile processor. The CPUs in Copilot Plus PCs accelerate AI functions and calculations to such an extent that it is not necessary to move them to the cloud in most cases. These chips are known as Neural Processing Units (NPUs). Designer: AI functions in the Microsoft 365 apps Designer was initially only available in PowerPoint, but is now included in the Microsoft 365 word processor. You will therefore need a paid Personal or Family account to be able to use the AI functions. Corporate customers are currently excluded. With a 365 account, you can use Designer in the online version of Word and in the desktop and online versions of PowerPoint. The program appears in the “Start” ribbon in each case. In PowerPoint, give your first slide a title and call up the Designer. It suggests various design templates that match the theme of the presentation. However, this only works in English. Further reading: 9 free AI tools that run locally on your PC Advanced AI function Copilot Pro only with additional subscription If you click on “Test Copilot Pro” in one of the 365 programs under File > Account > Manage account > Account, you can play with the extended AI functions for the Office programs free of charge for one month. After that, the subscription costs $22 per month. After activation, the Copilot icon appears at the beginning of the line next to the cursor in Word. After clicking on it, you can send the AI a description of the type of text you need. For example, Copilot can write speeches on a given topic, create a template for a CV or write short stories. In Excel, Copilot automatically creates formulas and sorts, analyzes and highlights data. However, this only works in the online version of the program and the files must be stored in a Onedrive or Sharepoint folder. Although Microsoft has made improvements in the meantime, the AI in Excel is still not as good as we would like it to be. In Outlook, Copilot is also limited to the online version. There, the AI summarizes the content of emails and translates foreign-language emails into your language of choice. Copilot Pro can also compose messages itself based on a short description. Copilot Pro in the video editing tool Clipchamp and in Teams The video editor Clipchamp offers a little more AI. The tool displays the “Create video with AI” button on its start page. Click on it to call up an AI wizard, which you can use to upload the images and videos for the Clipchamp film. After asking for a few pre-settings, it combines the media into a new film. Music can also be added if required. In the online version, you will find additional functions supported by artificial intelligence. These include a text-to-speech module and a presentation coach that provides real-time feedback on camera recordings. Finally, the Teams video conferencing software has received AI support: Users can ask Copilot questions during a conference or also use it as a writing assistant that automatically formulates chat messages after a few keywords have been entered. You can also instruct the AI to summarize the content from chats and channels for you. The AI also translates foreign-language posts, which are displayed as subtitles in real time: However, “Live Captions” only runs on Copilot Plus notebooks. Microsoft waits for Recall When Microsoft announced the new AI function Recall in early summer, data protectionists expressed concerns. Microsoft Recall is supposed to take and save a screenshot every five seconds in the background. Using a timeline, users will then be able to see what they have been doing on their PC on a particular day and at a particular time. With the help of artificial intelligence, the information in the images was to be analyzed and made available for questions such as “Where did I last read something about Copilot?”. However, following protests, Microsoft has now put the project on hold for the time being. The function has now been implemented in the Insider pre-release versions. However, the function is not expected to be integrated into normal Windows before spring 2025 — and if it is, then presumably as an additional app to be installed, as with Copilot. The circle of potential users is also very limited, at least initially, because Recall requires a Copilot Plus PC.

Virtually no aid has reached besieged north Gaza in 40 days, UN says
The UN says bakeries and kitchens have shut down due to limited supplies in the region.

Hide.me VPN review: A feature-packed service with solid privacy credentials
At a GlanceExpert's Rating Pros Strong privacy practices Affordable long-term plans Lots of power user options for customization Free version available Cons Speeds were inConsistent in our tests Not the easiest VPN for beginners Free version has strict data limits Our Verdict Hide.me comes with a wide variety of features that can be tweaked, making it a great option for those looking to customize their VPN experience. It’s also compatible with streaming services and recently passed a new independent audit. Price When Reviewed This value will show the geolocated pricing text for product undefined Best Pricing Today Retailer Price Hide Me $59.95 View Deal Price comparison from over 24,000 stores worldwide Product Price Price comparison from Backmarket Best Prices Today: Hide.me Retailer Price Hide Me $59.95 View Deal Price comparison from over 24,000 stores worldwide Product Price Price comparison from Backmarket Hide.me from Malaysia-based eVenture Ltd. continues to hang with today’s most popular services, even if it doesn’t have the same name recognition. Since my last review of its service, Hide.me has passed a new independent security audit and updated its interface to be more user-friendly. It has also added a few additional features such as a new protocol and server sorting options. So with these new advances let’s take another look and see where it stands in the current VPN market. Hide.me VPN in brief: P2P allowed: Yes Simultaneous device connections: 10 Business location: Malaysia Number of servers: 2,000+ Number of country locations: 91 Cost: $11.95 per month, $53.88 for 1-year, or $61.83 for 27 months What are Hide.me’s features and services? Hide.me’s homescreen is completely customizable. Sam Singleton Since my last review of Hide.me, it hasn’t significantly changed up its interface. That’s to be expected, however, as it went through a serious facelift a few years ago. When you open up the application you’re confronted with a dashboard that shows some relevant information such as a Quick connect button that will connect to the last used server, information on your IP address, account information, a list of streaming optimized servers, and a list of your Favorite Locations. Furthermore, all of these widgets are movable and interchangeable as well, meaning you can customize the look to only display the info you need. For those who prefer to navigate their VPN connections with a map, Hide.me has you covered there as well. Sam Singleton On the left sidebar you have additional tabs for Locations, Map, Features, Socials, and Settings, as well as Your Account, and Support. The Locations tab displays a searchable list of all available Hide.me server locations, with especially fast 10G servers tagged with an icon next to the server name. Along the top you can filter through all servers, those optimized for streaming, or multihop servers as well. The latest addition is an option to let you filter by physical distance from your home IP address location. For those who are spatially inclined, the Map tab displays the physical location of all of these servers on a world map instead. With a generous feature set, support for a vast array of protocols, and the option to use custom DNS, Hide.me is a power user’s dream. Hide.me comes with a ton of great customizable feature options. Sam Singleton The Features tab is where Hide.me really shines—there’s a lot here. There are the usual options to launch on system startup, connect automatically, and so on. It also introduced a feature called Bolt “Fast Proxy,” which optimizes internet speed performance over an OpenVPN TCP connection. Theoretically, this can lead to speed increases, particularly in Windows. There is also an option to set up split tunneling and its own complementary proprietary firewall feature called “Stealth Guard.” This can be used to limit either your entire internet or just certain apps unless a Hide.me VPN connection is present–thus eliminating IP address leaks should your connection ever falter. Here you’ll also find a port-forwarding feature as well as an ad- and tracker-blocker called “SmartGuard.” Port forwarding allows incoming data on your connection to get around your local firewall, potentially speeding up your connection. It can also expose you to extra security risks too, so be careful when using it. There is also a separate kill switch feature available under the settings menu. Like I said, this service has a lot of features. Add to that the vast array of protocols available and the option to use custom DNS and it quickly becomes apparent that Hide.me is a power user’s dream. With all of that being said, due to the sheer amount of available features and the maze of menus you need to work through to tweak all of them, this service probably isn’t for beginners—or the faint of heart. In the beginning, I personally found navigating the app a bit disorienting. Some things are listed under “Features” that should be settings and some are under “Settings” that should be features. It’s a minor gripe though, and figuring out the menu system is only a matter of spending some time in the application itself. Hide.me is available for Windows, Mac, Linux, Android, and iOS, as well as some consoles and smart TVs. There are also browser add-ons for Chrome and Firefox that come with support for the SOCKS proxy. How much does Hide.me cost? Hide.me offers a total of three different plan options for its premium service; a monthly plan, a 1-year plan, and a 2-year plan. The monthly plan costs $11.95 per month, which is a bit steep. Sure, the VPN gives you a lot of configurable options, but similarly priced services such as NordVPN or Surfshark offer all of the same things plus additional security features. The 1-year plan is a better deal at $53.88, or $4.49 per month, but it still remains a bit pricier than competitors. The 2-year plan is where Hide.me really becomes affordable. For a total of $61.83, or $2.29 per month, you’ll get access to the premium service for 24 months plus an additional three free months. That ends up becoming cheaper than most other VPNs for the same time period. Finally, it’s worth noting that Hide.me has a handy free version that provides all of the great security features of its premium counterpart for absolutely no cost. The only downside is that you’re limited to 10GB per month and it only provides access to eight of its servers. Due to these limitations, I don’t recommend using the free version to stream, but it is a great way to browse securely or just to try out the service to see how you like it. When signing up for Hide.me you do have to provide personal billing information and it accepts payments via credit card, PayPal, Google Pay, and various cryptocurrencies. How is Hide.me’s performance? In order to test Hide.me’s speeds I rated connection speeds across its servers in six different countries all around the world for multiple days and then compared them to my baseline internet speeds. Across all locations tested, the speeds averaged just over 45 percent of the base download speed and 68 percent of the base upload speed. That’s okay, but short of our list of the fastest VPNs. It is an improvement over the last time I tested its speeds, though. Within these aggregates were some truly incredible speeds. I just found they weren’t consistent. It was quite common for each location to show some great relative speeds one day and then fall off completely the following day. I also found that the drop in speed was quite significant the further the Hide.me server was from my physical location. This is, of course, not uncommon as distance tends to affect latency, but it was so drastic in some instances it caught me a bit by surprise. Hide.me’s server list displays which connections are high-speed 10Gbps so you can choose the fastest locations. Sam Singleton Hide.me does indicate which servers have faster, 10Gbps connection speeds next to the locations on the server list. However, I frankly didn’t notice a major difference in my testing while using these servers. Also, testing with different protocols didn’t show one to be much faster than the others–however, I did find that WireGuard had a slight edge over the others, as is to be expected. Please note, however, that online speeds can vary wildly in pure Mbps tests from day to day and even hour to hour. It’s best to take any and all speed tests with a grain of salt. Your experience with Hide.me may differ from those in the tests for this review. Despite all of this, however, I never really ran into a problem due to connection speeds. Therefore, I’m confident that Hide.me has enough speed to take care of just about anything you need to do over a VPN connection. In regards to streaming, Hide.me performed admirably. Under the server list there is a tab for streaming-optimized servers. Every optimized streaming server I connected to was able to access streaming sites such as Netflix and Amazon Prime without any problems. I was even able to access streaming sites with some non-optimized servers as well. Given these results, Hide.me should serve you well for streaming and getting around region blocks. Unfortunately, the same cannot be said for the Hide.me free version. Of all the eight servers offered with the free VPN, I found that every single one was blocked by Netflix. Given that the free plan only gives you 10GB of data per month—or about three hours of HD video—I can’t recommend Hide.me’s free version for those looking to stream. Something like Proton VPN would be a better free VPN choice for streaming. How is Hide.me’s security and privacy? There are a good selection of protocols offered by Hide.me, but I usually recommend WireGuard. Sam Singleton The VPN comes with industry standard AES 256-bit encryption. It also offers a whole range of protocols including IKEv2, OpenVPN, SoftEtherVPN, WireGuard, and SSTP—that’s more than most other services. Furthermore, it even offers advanced configuration options for many of these protocols to add to the customization. And in my testing I found that there were no IP address leaks when using Hide.me across any of its servers and protocols. Hide.me is owned by eVenture Ltd., an IT security company based out of Malaysia. Privacy conscious users will be glad to know that Malaysia has no data retention laws and is not a member country of any surveillance alliances such as Five, Nine, or 14 Eyes. Hide.me has a very thorough privacy policy on its website. It states that it does not track your activity when you’re connected to the VPN. It doesn’t keep connection logs or store IP addresses. The company does, however, keep troubleshooting logs that include a randomly generated username and an internally assigned IP address for each user. The troubleshooting logs are erased every few hours, according to the privacy policy. Additionally, it logs monthly data traffic amounts for quality assurance purposes. The company did originally pass an independent security audit of its “no-log” policy by Defense Code Ltd., in 2015. In my last review I criticized the service for not undergoing a new audit since that time. Hide.me was obviously paying attention, though, as it completed not one, but two new audits in the last year. The first was a MASA, or Mobile Application Security Assessment, in December of 2023 and then another full “no-log” audit of its service by Securitum in June of this year. The fact that it was one of the first VPN services to undergo an independent audit back in the day gave it old-school privacy cred. Now, with the latest audit, the company continues to prove that it takes user privacy seriously. Hide.me also publishes annual Transparency reports detailing data requests the company has received in a given year. Is Hide.me worth it? Hide.me is a really intriguing VPN service. On the one hand, it offers a fantastic tool set for power users to tweak and configure to their heart’s content. On the other, it can’t quite nail down some basic things you want from a VPN such as consistent speeds across servers and a user-friendly interface. It has a great privacy track record though, and the service was able to unblock all streaming sites that I tested. Overall, it’s a well-rounded service that ticks almost every box you could want from a top VPN. I can easily recommend it for experienced power users, but beginners might want to try the free version first before committing to the premium service. Editor’s note: Because online services are often iterative, gaining new features and performance improvements over time, this review is subject to change in order to accurately reflect the current state of the service. Any changes to text or our final review verdict will be noted at the top of this article.